By Danny Zemp
The RBA decision not to raise the cash rate at their final meeting for 2023 is a welcome early Christmas gift for homeowners, not that times aren’t still tough for all.

The RBA decision not to raise the cash rate at their final meeting for 2023 is a welcome early Christmas gift for homeowners, not that times aren’t still tough for all.

Dear editor, Many of us make a promise or two at this time of year to do more for our health. But there’s one subject…